Add Father-son Duo 'ghost Brokers' Scammed Drivers Out Of ₤ 60k.
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<br>A father and kid duo from Leicester scammed chauffeur out of more than ₤ 60,000 by selling worthless automobile insurance coverage policies that left lots uninsured.<br>
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<br>Ilyas Rauf charged unwary customers approximately ₤ 300 for void policies, which left drivers facing prospective fines and automobile seizures, while covertly sharing thousands of pounds with his child Amer Ilyas.<br>
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<br>In the fraud, phony insurance coverage intermediaries will declare they can get you automobile or home insurance as a discount.<br>
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<br>They may either turn over a phony policy or a real one, which they subsequently cancel to keep the refund for themselves.<br>
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<br>Alternatively, they secure a real policy with incorrect info to bring the [premium](https://dehlove.com) down - which would likely leave it void must you try to make a claim.<br>
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<br>Rauf, 51, made ₤ 61,763 from August 2016 to January 2020 by providing forged work letters to secure reduced premiums for his victims.<br>
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<br>Between September 2019 and June 2020, he shared more than ₤ 11,000 of his profits with his 28-year-old boy, who was offered the task of hiring victims through social networks.<br>
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<br>The father and child were sentenced at [Leicester Crown](https://thad.qlogictechnologies.com) Court for scams offences<br>
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<br>The [National Crime](https://kigaliinspectify.com) Agency previously shared a series of mocked-up Instagram advertisements using '100% legitimate insurance coverage ensured to beat any cost' to show drivers what to look out for<br>
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<br>An examination discovered he utilized letters from a business called Eastern Catering to fraudulently obtain no claims discounts.<br>
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<br>He wrongly claimed his customers had actually worked for the business for numerous years without crashes or insurance coverage claims.<br>
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<br>It was later on discovered that the address Eastern Catering was registered to was the exact same used by Rauf to sell the fake policies.<br>
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<br>Police discovered that his boy had also messaged 31 contacts about insurance on his phone in between October 2015 to March 2021, often informing consumers that his father would supply quotes for them the next day.<br>
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<br>Amer Ilyas would then tell victims to go to the office or send images of bank cards for processing of payment.<br>
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<br>Rauf was connected to 52 deceitful motor insurance plan throughout 4 different insurers.<br>
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<br>Ilyas Rauf's brother Ziaed was caught on CCTV getting rid of 2 computer systems from the office while cops robbed his nephew's home.<br>
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<br>Four phone calls had actually been made between the brothers before Ziaed Rauf unsuccessfully attempted to block a CCTV cam and ran away.<br>
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<br>Ziaed was captured on CCTV getting rid of two computer systems from the office while authorities robbed his home.<br>
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<br>Ziaed Rauf unsuccessfully attempted to block a CCTV video camera and left<br>
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<br>How to prevent succumbing to 'ghost brokers'<br>
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<br>Karl Parr, from AXA UK, stated customers can secure themselves by following the below guidance:<br>
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<br>• Avoid purchasing insurance coverage promoted through social networks platforms and instantaneous messaging apps.<br>
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<br>• Beware of insurance brokers who market their services in [private community](https://tulia.co.ke) forums or through ads in public places like clubs, cafes or newsagents.<br>
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<br>• Don't engage with insurance coverage brokers who request payment in money or through bank transfers. Reputable brokers will use payment options by means of an [online portal](https://saskhouses.com).<br>
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<br>• Avoid insurance coverage brokers who use individual e-mail addresses or smart phone numbers to offer policies.<br>
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<br>• If you're fretted about a policy you've [acquired](https://letng.com) or the details do not look right, call the insurance coverage service provider directly - don't use the information supplied by the broker.<br>
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<br>• To guarantee you're handling an authorised insurance broker, check the Financial Conduct Authority's site or the British Insurance Brokers' Association websit.<br>
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<br>Advertisement<br>
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<br>Their scam was revealed when monetary investigators discovered that he e claimed to have actually earned ₤ 27,366 from 2016 to 2020 in spite of filching more than ₤ 61,000 from the insurance coverage scams alone.<br>
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<br>When questioned by cops, his son informed officers he could not keep in mind being provided cash by his dad and declared he did not understand what it was for.<br>
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<br>The 3 males appeared at Leicester Crown Court on Friday, June 6.<br>
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<br>Ilyas Rauf, 51, of Normanton Road, Highfields, Leicester, pleaded guilty to fraud by incorrect representation, breaching the Financial Services and Markets Act and transferring criminal residential or commercial property and was imprisoned for 21 months.<br>
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<br>Amer Ilyas, 28, also of Normanton Road, pleaded guilty to cash laundering offences and was given 16 weeks imprisonment, suspended for 12 months. He was also ordered to complete 100 hours of unpaid work.<br>
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<br>Ziaed Rauf, 47, of Thurnview Road, Evington, Leicester, was given 18 weeks imprisonment, suspended for 12 months, and was ordered to finish 120 hours of overdue work after pleading guilty to [perverting](https://dawson-millslqh.com) the course of justice.<br>
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<br>The most recent figures from the Association of British Insurers (ABI) reveal the price of the average cars and truck insurance coverage in January to March 2025 was ₤ 589, a 6 percent drop from the year before.<br>
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<br>However, premiums remain more costly today than two years earlier, with the average policy ₤ 478 in January to March 2023 - 23 percent less than the very first quarter of 2025.<br>
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<br>It follows a dramatic rise in social media and email hacking reports last year, according to Action Fraud.<br>
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<br>An overall of 35,434 reports were made to the scams and cyber criminal offense reporting service in 2024, compared to 22,530 in 2023.<br>
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<br>Hacking methods include scammers getting control of an account and impersonating the owner to encourage others to expose authentication codes.<br>
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<br>The scams, known as 'ghost broking' are [frequently](https://pinkcityhomes.com) promoted on social networks, promising inexpensive quotes for a car insurance policy.<br>
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<br>Car insurance coverage policies have dropped over the in 2015, however are still remain historically high<br>
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<br>The [vehicle insurance](https://inmobiliariadeloporhecho.es) coverage prices estimate that ARE too excellent to be real: Warning over rise in 'ghost brokers'<br>
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<br>Many victims think they are being messaged by a pal.<br>
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<br>The most common intentions for social media hacking were investment fraud, ticket scams or theft, Action Fraud said.<br>
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<br>Fraudsters can also get account details by means of phishing frauds or data breaches.<br>
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<br>People typically use the very same password across accounts, so when one is leaked several accounts are left vulnerable.<br>
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<br>Action Fraud has actually introduced a project, supported by Meta, to encourage individuals to take extra online defense by allowing two-step confirmation.<br>
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<br>Victims frequently don't realise they have actually been scammed up until they attempt to declare on their policy or if they take place to be stopped by police and asked to reveal their insurance coverage files.<br>
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<br>Karl Parr, Claims Technical Director, AXA UK, informed MailOnline: 'Ghost brokers generally provide premium costs far cheaper than consumers can discover somewhere else.<br>
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<br>'Remember, if something sounds too great to be real, it probably is.'<br>
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<br>Young driver Wayne Simpson purchased a cheap automobile insurance coverage on social media before understanding it was phony after he was not able to claim following a crash, landing him with a loss of ₤ 500.<br>
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<br>Young driver Wayne Simpson bought an inexpensive vehicle insurance policy on social networks before realising it was fake after he was not able to claim following a crash, landing him with a loss of ₤ 500<br>
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<br>'We phoned Aviva and they told me there wasn't a policy gotten in my name and that the number we had provided was not a number they would utilize,' he told Sky News.<br>
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<br>'That's when the dust settles, and you realise it's been a fraud.'<br>[realestaterealtors.in](https://realestaterealtors.in/warehouse-leasing/ghaziabad)
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<br>Mr Simpson stated the insurance documents looked so genuine that they [handled](https://acresproperty.in) to fool a [law enforcement](https://whitestarre.com) officer at the scene of the crash.<br>
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<br>'She stated," Your automobile's not turning up as guaranteed". Quickly I went to my glove box, pulled the insurance coverage documents, showed her the files and she reviewed it and said," That's totally great",' he stated.<br>
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