Add Father-son Duo 'ghost Brokers' Scammed Drivers Out Of ₤ 60k.

Lucia Pridgen 2025-08-29 11:01:09 +08:00
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<br>A daddy and son duo from Leicester scammed chauffeur out of more than ₤ 60,000 by offering worthless automobile insurance coverage policies that left dozens uninsured.<br>[homesa.org](https://homesa.org/)
<br>Ilyas Rauf charged unsuspecting customers approximately ₤ 300 for void policies, which left drivers dealing with prospective fines and lorry seizures, while covertly sharing thousands of pounds with his kid Amer Ilyas.<br>[homesa.org](https://homesa.org/)
<br>In the scam, phony insurance coverage middlemen will claim they can get you vehicle or home insurance as a discount rate.<br>
<br>They might either turn over a phony policy or an authentic one, which they subsequently cancel to keep the refund on their own.<br>
<br>Alternatively, they take out a genuine policy with inaccurate information to bring the premium down - which would likely leave it void ought to you try to make a claim.<br>
<br>Rauf, 51, made ₤ 61,763 from August 2016 to January 2020 by providing created work letters to protect discounted premiums for his victims.<br>
<br>Between September 2019 and June 2020, he shared more than ₤ 11,000 of his revenues with his 28-year-old boy, who was given the job of hiring victims through social networks.<br>
<br>The father and boy were sentenced at Leicester Crown Court for scams offences<br>
<br>The National Crime Agency formerly shared a series of mocked-up Instagram ads providing '100% legitimate insurance coverage guaranteed to beat any price' to show chauffeurs what to look out for<br>
<br>An investigation discovered he used letters from a company called Eastern Catering to fraudulently acquire no claims discounts.<br>
<br>He wrongly claimed his clients had actually worked for the company for several years without crashes or insurance coverage claims.<br>
<br>It was later found that the address Eastern Catering was registered to was the exact same used by Rauf to offer the .<br>
<br>Police found that his child had actually likewise messaged 31 contacts about insurance coverage on his phone between October 2015 to March 2021, frequently informing clients that his dad would provide quotes for them the next day.<br>
<br>[Amer Ilyas](https://www.phanganhouse.com) would then inform victims to go to the workplace or send out images of [bank cards](https://www.brunoimoveisaraxa.com.br) for processing of payment.<br>
<br>Rauf was connected to 52 fraudulent motor insurance coverage across four different insurance companies.<br>
<br>Ilyas Rauf's [brother](https://luxea.co.uk) Ziaed was caught on CCTV getting rid of two [computers](https://athworldproperties.com) from the workplace while authorities robbed his nephew's home.<br>
<br>Four call had been made in between the brothers before Ziaed Rauf [unsuccessfully attempted](https://www.carib-homes.com) to block a CCTV cam and got away.<br>
<br>Ziaed was caught on CCTV eliminating 2 computer systems from the workplace while authorities raided his nephew's home.<br>
<br>Ziaed Rauf unsuccessfully attempted to block a [CCTV electronic](https://houses4salekenya.com) camera and got away<br>
<br>How to avoid coming down with 'ghost brokers'<br>
<br>Karl Parr, from AXA UK, [stated customers](https://www.propertynetlk.com) can safeguard themselves by following the below suggestions:<br>
<br>• Stay away from purchasing insurance coverage policies promoted through social media [platforms](https://www.luxury-resort-properties.com) and immediate messaging apps.<br>
<br>• Beware of insurance coverage brokers who market their services in private neighborhood online forums or through ads in public places like pubs, coffee shops or newsagents.<br>
<br>• Don't engage with insurance coverage brokers who ask for payment in cash or through bank transfers. Reputable brokers will provide payment alternatives by means of an online portal.<br>
<br>• Avoid insurance coverage brokers who use individual email addresses or smart phone numbers to sell policies.<br>
<br>• If you're fretted about a policy you have actually bought or the information don't look right, call the insurance coverage service provider straight - do not utilize the details supplied by the broker.<br>
<br>• To ensure you're dealing with an authorised insurance broker, examine the Financial Conduct Authority's website or the British Insurance Brokers' Association websit.<br>
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<br>Their fraud was discovered when financial investigators found that he e declared to have actually made ₤ 27,366 from 2016 to 2020 in spite of taking more than ₤ 61,000 from the insurance fraud alone.<br>
<br>When questioned by cops, his child informed officers he might not remember being offered money by his father and declared he did not understand what it was for.<br>
<br>The 3 men appeared at Leicester Crown Court on Friday, June 6.<br>
<br>Ilyas Rauf, 51, of Normanton Road, Highfields, Leicester, pleaded guilty to fraud by incorrect representation, breaching the Financial Services and Markets Act and transferring criminal residential or commercial property and was jailed for 21 months.<br>
<br>Amer Ilyas, 28, likewise of Normanton Road, pleaded guilty to cash laundering offences and was provided 16 weeks jail time, suspended for 12 months. He was likewise bought to finish 100 hours of overdue work.<br>
<br>Ziaed Rauf, 47, of Thurnview Road, Evington, Leicester, was offered 18 weeks imprisonment, suspended for 12 months, and was purchased to complete 120 hours of unsettled work after pleading guilty to perverting the course of justice.<br>
<br>The latest figures from the Association of British Insurers (ABI) reveal the cost of the average vehicle insurance coverage policy in January to March 2025 was ₤ 589, a 6 percent drop from the year before.<br>
<br>However, premiums remain more expensive today than two years earlier, with the typical policy ₤ 478 in January to March 2023 - 23 percent less than the very first quarter of 2025.<br>
<br>It follows a remarkable increase in social networks and email hacking reports in 2015, according to Action Fraud.<br>
<br>A total of 35,434 [reports](https://clickpropertyindia.in) were made to the scams and cyber crime reporting service in 2024, compared to 22,530 in 2023.<br>
<br>Hacking methods include scammers gaining control of an account and impersonating the owner to convince others to expose authentication codes.<br>
<br>The scams, known as 'ghost broking' are often [promoted](http://vasanthipromoters.com) on social media, promising cheap quotes for an automobile insurance coverage policy.<br>
<br>Car insurance plan have actually dropped over the last year, however are still [stay historically](https://mustaqbel.com.pk) high<br>
<br>The automobile insurance quotes that ARE too good to be true: Warning over surge in 'ghost brokers'<br>
<br>Many victims believe they are being messaged by a friend.<br>
<br>The most common intentions for social media hacking were financial investment scams, [ticket scams](https://360negocio.com.ng) or theft, Action Fraud stated.<br>
<br>Fraudsters can likewise gain account details via phishing rip-offs or information breaches.<br>
<br>People often utilize the very same [password](https://ccom.vn) across accounts, so when one is leaked a number of accounts are left vulnerable.<br>
<br>Action Fraud has actually introduced a project, supported by Meta, to motivate individuals to take extra online defense by making it possible for two-step verification.<br>
<br>Victims typically do not understand they have actually been scammed up until they attempt to claim on their policy or if they take place to be stopped by authorities and asked to reveal their insurance files.<br>
<br>Karl Parr, Claims Technical Director, AXA UK, told MailOnline: ['Ghost brokers](https://www.360propertyrentals.co.uk) usually use premium costs far more affordable than customers can discover elsewhere.<br>
<br>'Remember, if something sounds too great to be real, it almost definitely is.'<br>
<br>Young driver Wayne Simpson bought an inexpensive cars and truck insurance coverage on social media before realising it was fake after he was unable to claim following a crash, landing him with a loss of ₤ 500.<br>
<br>Young motorist Wayne Simpson bought a cheap car insurance coverage on social media before realising it was fake after he was unable to claim following a crash, landing him with a loss of ₤ 500<br>
<br>'We phoned Aviva and they told me there wasn't a policy taken out in my name and that the number we had actually offered them was not a number they would use,' he informed Sky News.<br>
<br>'That's when the dust settles, and you realise it's been a scam.'<br>
<br>Mr Simpson stated the insurance coverage files looked so real that they handled to fool a cops officer at the scene of the crash.<br>
<br>'She stated," Your car's not popping up as guaranteed". Immediately I went to my glove box, pulled the insurance coverage files, showed her the documents and she reviewed it and said," That's totally fine",' he said.<br>